Limited Time: Earn up to 70,000 LATAM Pass Miles*

Rates & Fees

Cardholder Agreement

LATAM Airlines logo

Earn miles



LATAM Airlines World Elite Mastercard

Ultimate travel companion

Enjoy LATAM Airlines Lounge passes, elevated earning rates, cabin upgrades, more Qualifying Points, and other premium benefits

Welcome Offer

Limited Time: Earn up to 70,000 LATAM Pass Miles

LATAM Airlines logo
Earn the 40k bonus after spending $2,500 in the first three months*, plus earn up to 30k more bonus miles by earning 2X miles per $1 spent in the 1X category until December 31, 2023. Enough for select premium-cabin travel!

*Offer Terms

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$99 annual fee

Rates & Fees Cardholder Agreement
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Earn LATAM Pass Miles

Earn miles on every purchase with your LATAM Airlines World Elite Mastercard*


LATAM Airlines purchases*




Rideshare, taxis, and public transit*


Everything else*

Learn more ->

*Offer terms

Cardmember benefits

Use your card when you travel just as you do at home, with no fees for the purchases you make abroad

Earn Qualifying Points as you spend, making it possible to reach a higher tier of Elite status with fewer flights

Additional perks

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LATAM Airlines Lounge passes

*Offer terms and Rates & Fees Cardholder Agreement

Redeem your LATAM Pass Miles

Use your miles to fly with LATAM Airlines to destinations in South America and beyond*

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*Offer terms

More miles, more perks

Take your rewards to the next level with the LATAM World Elite Mastercard, with a $99 annual fee. No foreign transaction fees, over-the-credit-limit fees or return payment fees

Rates & Fees Cardholder Agreement


Annual fee


Foreign transaction fee


Late fee

World Elite Mastercard benefits

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Mastercard ID Theft Protection™

Mastercard Zero Liability Protection

You’re protected against identity theft and fraudulent purchases, as a benefit of your LATAM World Elite Mastercard.

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$5 credit

3-month DashPass for free

Your first 3 months of DashPass are free as a new member. Plus, both new and existing members get $5 off one order each month.

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$5 credit

Get a $5 Lyft credit when you pay for 3 rides in one calendar month with your eligible card.

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5% credit

Get 5% towards future orders when you order meal kits shipped directly to your door. Plus, new customers receive a discount on their first few boxes.

View all World Elite Mastercard benefits ->

World Elite Mastercard benefits solely administered by Mastercard, not Cardless Inc.

The right card for you

Choose from two rewarding LATAM Airlines credit cards, with benefits designed to match your travel habits and lifestyle

Compare cards
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LATAM Airlines


LATAM Airlines Mastercard

No annual fee


Valuable rewards


Earn Qualifying Points

Apply now

No annual fee

Offer terms and Rates & Fees Cardholder Agreement

LATAM Airlines

World Elite Mastercard

LATAM Airlines World Elite Mastercard

Accelerated miles earning


Cabin upgrades


LATAM lounge passes


Earn more Qualifying Points


Perfect for frequent flyers

Apply now

$99 annual fee

Offer terms and Rates & Fees Cardholder Agreement

Learn more

The LATAM Pass program is LATAM Airlines Group’s loyalty program. After linking your Cardless and LATAM Pass accounts, you can earn LATAM Pass Miles by using their credit card at eligible establishments such as restaurants, supermarkets and department stores. You can redeem LATAM Pass miles for airline tickets and other benefits. See here for more information on LATAM Pass.

No, but it is required that a LATAM Pass account be linked to your Cardless account in order to receive LATAM Pass Miles from card purchases and to receive other credit card benefits. We recommend linking your LATAM Airlines credit card account with a new or existing LATAM Pass account as soon as your card account is approved, so you can begin taking advantage of certain benefits right away.

This product is available only for US residents.

The easiest way to access your account is by downloading and logging into the Cardless mobile app on your iOS or Android device. From there, you can make a payment, access rewards, view your card number and add your card to your digital wallet. You may also view statements and make payments via a web browser by visiting

Cardholders receive two LATAM Airlines lounge passes each account year. These passes can be accessed via the Rewards tab of the Cardless app, and can be used to enter a participating LATAM Airlines lounge. Each pass is valid for one entry, and must be redeemed by the cardholder. A second pass may be redeemed when traveling with a guest.

At this time, Cardholders with the LATAM Airlines World Elite Mastercard may use their annual lounge passes to access participating LATAM Airlines-operated VIP lounges at the following airports:
  • Miami International Airport (MIA)
  • Bogota El Dorado International Airport (BOG)
  • Buenos Aires Ezeiza International Airport (EZE)
  • Santiago de Chile International Airport (SCL)
  • São Paulo International Airport (GRU)
Entry is subject to operating hours and capacity.

Participating lounges are operated by LATAM Airlines;

LATAM Airlines World Elite Mastercard customers cannot use their credit card benefits to access partner lounges.

Cardholders with the LATAM Airlines World Elite Mastercard may use their annual lounge passes to access the Premium Lounge at Santiago de Chile International Airport (SCL). Customers cannot use their credit card benefits to access any other lounge at SCL. Entry is subject to operating hours and capacity.
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© 2023 Cardless, Inc., all rights reserved.
Issued by First Electronic Bank, Member FDIC. Offers subject to credit approval. Cardless, Inc. 350 Townsend St., #610 San Francisco, CA 94107
Cardless reserves the right to terminate or modify these offers at any time. For promotional purposes only. Apple, Apple Pay, and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Android, Google Pay, Google Play, the Google logo and the Google Play logo are trademarks of Google LLC.

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